Our Invoice Factoring Company Helps You Make More Money. Unique 97% Advance Rates.

"You have always provided
  service above and beyond any other
  company I have dealt with. Our account
  manager gives us 100% and is only
  one of the reasons we have
  chosen to stay with you."
   - Leroy , V.P. Security Services Company

How Factoring Works
The First Step:
The Client profile

You begin by filling out a simple client profile,
which we will provide you.
Please click here for profile. This profile
will cover basics such as your company's
name and address, the nature of your
business, and information about your customers.

You may need to supply an accounts
receivable aging report, existing customers'
credit limits, or other related documents.
Remember the factor will attempt to determine the creditworthiness of your customers
independent of their credit history with
your business. We want a broader view of their
overall credit status.

During this initial stage you will also cover
basic financial arrangements with the factor.
For instance, what will be the monthly
volume of invoices you want to factor
(i.e. how liquid do you need to be)?
What will the advance rate and
the discount rate be? How quickly will
the factor issue the advance to you?

In most cases, the answers to these
questions will vary depending on the
financial strength of your customer(s)
and the anticipated monthly sales
volume to be factored. Variations
between industries, length of time in operation,
and general reputation of how risky a
customer of yours may be. For instance,
a long list of high-risk clients will cost
you more in factoring fees than a
short list of government agencies
with a slow-pay history.

In the factoring business, volume is all important. The higher your volume(the dollar amount of invoices you factor), the more favorable your rates will be.

The factor will use the client profile you submit to determine if your business is suitable for factoring. This process is simply the factor analyzing the risks versus the rewards, using the information you provided.

Once approved, you can expect to negotiate terms and conditions. The negotiation process takes several aspects of the deal into consideration. For instance, if you want to factor $10,000, you can't expect as good a deal as a company that wants to factor $500,000.

During the negotiation process, you will become well aware of what it costs to factor your accounts receivable. After you reach an agreement with the factor, the funding wheels begin to roll. The factor conducts due diligence by researching your customers' credit and any liens placed against your company. The factor also confirms the legitimacy of your invoice before buying your receivables and advancing cash to you

We are a nationwide company offering
invoice factoring programs the others can't
because of our unique funding capabilities.
The others are restricted by their banks on
what kind of factoring programs they can offer.
We are not restricted!

Our customers tell us that our combination
of low rates,flexible contracts and exceptional
service makes us the best choice for invoice
factoring services.

We have been providing invoice
factoring services nationwide for decades
and have clients in hundreds of industries. Including
factoring for Health Care Staffing, Tansportation,
Trucking, Manufacturing, Labor Staffing,
and much more.

Unlike other invoice factoring companies,
our program includes the
following features at no additional charge:
• 12-24 hour funding on approved invoices
• Highest advance rates in the industry
• Credit analysis on new and existing customers
• Continuous collection management and follow up on    factored invoices
• Invoice and statement mailing (postage included)
• Account status inquiries anytime;
  24/7 online account access.
• We allow you to electronically submit Invoices
• Free credit checking on new customers at no
  additional cost

When you become our client you will
be served by our staff that has an average
of 11 years account receivable
factoring industry experience per
account executive.
(Well above the invoice factoring industry norm!)

You will have one dedicated person
and his or her assistant who will handle
your account.
Unlike the others, you don't have to
start over each time you call  with a new person

Our flexibility allows you to maintain control:
• You select accounts you prefer to factor on
   an invoice by invoice basis.
• You control total factoring costs by only
   factoring on an    "as needed" basis.

Up to 97%
Invoice Factoring Advance Rates:
Advance rates are based on overall risk
associated with a particular industry
as well as experience and track record.
We hold reserve accounts to accommodate
industries which typically experience
dilution and that we would otherwise
not be able to service.
Advance rates range from
80% to 97% of the gross invoice amount.

Invoice Factoring Fee Structures:
Fees are determined based on
your industry, the credit worthiness
of your customers, how quickly
your invoices turn, and
monthly factoring volume.

GET YOUR CASH TODAY
Call our invoice factoring specialists at

1-888-239-9162 or

Email Us or
Complete our
ONLINE INVOICE FACTORING REQUEST FORM

INVOICE FACTORING HOME PAGE

"In all my years of finance experience I have found you as being the best source, your personal touch and commitment to us has made our relationship a great blend of business and friendship."
-Omar, Controller for Utilities Company

"Thanks a million.
You're a lifesaver!"
-Charlie, President of Staffing company

"We would not be here today without your help "
-President, Advertising Agency

INVOICE FACTORING BENEFITS
IS INVOICE FACTORING FOR YOU
WHY INVOICE FACTORING IS NECESSARY
HOW INVOICE FACTORING WORKS
WHY OUR CUSTOMERS CHOOSE US
INVOICE FACTORING HISTORY
SWITCHING INVOICE FACTORING COMPANIES?
HERE IS HOW IT WORKS
EVERYTHING YOU NEED TO
KNOW ABOUT INVOICE FACTORING