"You have always provided
  service above and beyond any other
  company I have dealt with. Our account
  manager gives us 100% and is only
  one of the reasons we have
  chosen to stay with you."
   - Leroy, V.P.  Security Services Company

We are a nationwide company offering
invoice factoring receivables programs the others can't
because of our unique funding capabilities.
The others are restricted by their banks on
what kind of factoring programs they can offer.
We are not restricted!

 Our customers tell us that our combination
of low rates,flexible contracts and exceptional
service makes us the best choice for invoice
factoring services.

We have been providing invoice
factoring services nationwide for decades
and have clients in hundreds of industries. Including
factoring for Health Care Staffing, Tansportation,
Trucking, Manufacturing, Labor Staffing,
and much more.

Unlike other invoice factoring receivable companies,
our program includes the
following features at no additional charge:
• 12-24 hour funding on approved invoices
• Highest advance rates in the industry
• Credit analysis on new and existing customers
• Continuous collection management and follow up on    factored invoices
• Invoice and statement mailing (postage included)
• Account status inquiries anytime;
  24/7 online account access.   
• We allow you to electronically submit Invoices
• Free credit checking on new customers at no
  additional cost

When you become our client you will
be served by our staff that has an average
of 11 years account receivable
factoring industry experience per
account executive.  
(Well above the invoice factoring industry norm!)

You will have one dedicated person
 and his or her assistant who will handle
your account.  
Unlike the others, you don't have to
start over each time you call  with a new person

Our flexibility allows you to maintain control:
• You select accounts you prefer to factor on
   an invoice by invoice basis.
• You control total factoring costs by only
   factoring on an    "as needed" basis.

Up to 97%  
Invoice Factoring Advance Rates:
Advance rates are based on overall risk
associated with a particular industry
as well as experience and track record.
We hold reserve accounts to accommodate
industries which typically experience
dilution and that we would otherwise
not be able to service.
Advance rates range from
80% to 97% of the gross invoice amount.

Invoice Factoring Fee Structures:
Fees are determined based on
your industry, the credit worthiness
of your customers, how quickly
your invoices turn, and
monthly factoring volume.

GET YOUR CASH TODAY
Call our invoice factoring specialists at

1-888-239-9162 or

Email Us  or
Complete our
ONLINE INVOICE FACTORING REQUEST FORM

INVOICE FACTORING HOME PAGE

INVOICE FACTORING BENEFITS
IS INVOICE FACTORING FOR YOU
WHY INVOICE FACTORING IS NECESSARY
HOW INVOICE FACTORING WORKS
WHY OUR CUSTOMERS CHOOSE US
INVOICE FACTORING HISTORY
SWITCHING INVOICE FACTORING COMPANIES?
HERE IS HOW IT WORKS
EVERYTHING YOU NEED TO
KNOW ABOUT INVOICE FACTORING

"Thanks a million.
 You're a lifesaver!"
-Charlie, President of Staffing company

"We would not be here today without your help "
-President, Advertising Agency

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We are currently providing invoice factoring services rnationwide including the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

 "In all my years of finance experience I have  found you as being the best source, your personal touch and commitment to us has made  our  relationship a great blend of business and  friendship."
  -Omar, Controller for    Utilities Company

 Additional Invoice Factoring Information

News By Industry
Factoring Information
Trucking News
North American Industry Classification System

WHAT MAKES
US UNIQUE

. . . . . . . . . . . . . . . . . .
HIGHEST CASH ADVANCES
(up to 97%)
We offer the highest advances in the factoring receivables  company industry. 
How?
Because we use our own money. The others are restricted by their banks

NO ANNUAL TERM INVOICE FACTORING CONTRACT REQUIRED
Other factoring companies require you to sign a restrictive contract that ranges from 6 months to 1 year or longer.
And they require you factor with them during that entire time.

LOWEST  INVOICE
FACTORING RATES
Factoring Industry leader;
We have the
lowest  factoring company

rates in the industry  
How? Because we use
our own  money.
The others are restricted by their banks.

Call our veteran factoring team at
1-888-239-9162 or
Email Us  or complete our

ONLINE INVOICE FACTORING REQUEST FORM


"Thanks a million.
 You're a lifesaver!"
-Charlie, President of Staffing company

"We would not be here today without your help "
-President, Advertising Agency

More Factoring Receivable Information

Our factoring invoice discounting company offers a valuable service that helps businesses deal with their cash flow challenges. We can purchase your outstanding invoices at a small discount, providing you with the cash you need today, and eliminating the hassle of waiting to collect. We have access to virtually unlimited funds to purchase qualifying accounts receivable.

We can provide the flexibility that other funding sources cannot, meeting the needs of your unique business.

You run a small business, and cash flow is your biggest problem. You just don't have the cash you need when you need it. There is an easy and safe answer, and that is factoring account receivables

"Factoring invoice discounting has been used by big businesses to manage their cash flow needs for years," . "It's a simple process, really."

Factoring involves the buying and selling of invoices, or accounts receivable. A business sells its invoices at a small discount in return for having cash now, instead of in 30 to 90 days. The person who buys the invoices, known as a factor, collects on the invoices when they come due."

"Small businesses come to us to help them meet payroll on time, or when they need cash to start a new venture, increase production, or for a marketing effort. It's a situation where everyone wins. They have cashwithout getting in debt, and there's no interest to pay

The large corporations that have used factoring for years recognize that the advantages of having cash when they need it far outweigh the discount at which they sell the invoices. They consider the discount to be part of the cost of doing business. Small businesses tend to look at it as no different than giving a client a discount for paying cash.


Many businesses fail in the first year of operation, due to cash flow problems.

Even established businesses suffer from the occasional cash crisis. Most smaller businesses overlook a solution that large businesses have been using for years, which is factoring. Factoring receivable is the selling of accounts receivable, or invoices. Corporations sell invoices at a discount in exchange for receiving their money when they need it, rather than when the invoice is due.

"An invoice is a promise to pay, and any promise to pay has a cash value," . "The thing small businesses don't realize is that they can use the same techniques that corporations have used successfully for decades now. It's the same process, just on a smaller scale."

An investor who buys invoices, called a factor, pays slightly less than the face value of the invoice for the right to collect the payment on the invoice on the regular due date. The business selling the invoice gets cash in hand, and no longer has to worry about collecting on the invoice. The discount at which they sell the invoice is no different than giving their customer a discount



Invoice Factoring Receivable Article
Good account receivable factoring companies understand the relationship their clients have with customers. Factors know that using heavy take your business to another factoring company. No reputable factor in the industry wants to see a client lose customers.

Some basic facts-Factoring is a short-term solution for cash flow problems; even-tually qualifying a company for a conventional bank loan. Most factors only have a client for six months to two years. Factors try to find companies that have growth potential since factoring is a cash-flow accelerator. A good factoring company will have the bulk of its business come from bank referrals. Bankers refer to factors be-cause they feel their potential or existing cli-ent is not bankable at time of the referral,but will be in a short time. Factoring, in many ways, is compli-mentary to bank financing since a factor pro-vides small and growing companies a source,of working capital and credit assistance un-til they become truly bankable. Factoring recivable can help to establish a track record of pru-dent credit management, long-term cash sta-aility, and a balance sheet able to withstand the rigorous scrutiny of just about any banker's capital-based eye. 

All businesses want to be successful,and to be successful you must have suffi-cient cash flow. Finding the right source of funding is crucial. Try the bank avenue first and if you run into a dead end, try the road that is becoming more traveled, factoring,to keep your cash flow going in a positiven direction.

Historically, the bulk of factoring receivables was predominately in the textile, furniture and apparel industries.  Today, factoring firms are working with all types of industries, including: manufacturers, service providers, transportation companies and high technology firms.  Locally, as growing Puget Sound firms continue to prosper, suppliers and contractors are looking for additional sources of working capital to accommodate increased sales volume. 

The overall increase in factoring receivables volume is mainly attributed to the credit crunch in the late 80s.  As the availability of bank commercial credit tightens, more businesses look towards alternative sources of financing to achieve growth. 

Factoring companies can help those firms that banks often find difficult to approve such as start-up companies whose growth outstrips cash.  The primary focus in an accounts receivable factoring relationship is the credit-worthiness of the customers being invoiced and the client’s ability to produce a quality product or service.   Simply put, if the business has an acceptable product or service that it provides to a creditworthy customer then the business is a candidate for factoring.

The fact is that most companies share a common dilemma during periods of rapid growth of incoming orders draining cash flow. Factoring recievables not only provides immediate cash but, efficient businesses also use it as a tool to increase profit margins: